Cheap Travel Insurance Policies {Beware}
Post Last Modified – February 28, 2023 ¦ gr8traveltips.com
Comparing Cheap Travel Insurance Policies & Protection
Table of Contents
Unless you know exactly what’s included in your travel insurance package, purchasing those cheap travel insurance policies, is not always your best option.
You definitely want to make certain that you and your family are completely covered, in the event of any travel disruption.
Here’s an excellent 📹 short video on the reality of traveling – without travel insurance. This is no joke and can happen if you or a family member, are ever caught unprotected in a foreign country.
It is when we least expect it that something does happen!
This short 📹 video is definitely worth the look. It’s produced by the 🍁 British Columbia Auto Association and pretty much sums up why travel insurance is – So Important!
BCAA Travel Insurance Tips – YouTube Video
Purchasing Travel Insurance
First of all, purchasing travel insurance is without a doubt the – Most Important Thing you can do for you and your family.
As we all know, 🤕 accidents happen and they happen quickly!
There are a number of things to consider when looking at travel insurance. You want to be sure that you choose the insurance coverage that suits your travel plans best.
Your vacation planning should always include the {appropriate travel insurance}, for the destination and activities included in your holiday.
There are countless incidents that could cause you to; cancel your trip, return home early, or force you to seek 🏥 emergency medical treatment while away.
Let’s have a look at a few obvious reasons that could cause {trip disruptions} and some important things to take note of.
This is without a doubt, the most important reason for purchasing travel insurance.
Travel medical insurance is vital and should always be included in your travel budget for the entire family!
Compare That Cheap Travel Insurance Coverage
It’s very important that you know what you are purchasing, what is covered, and what is not.
If you are choosing to purchase insurance online or with any insurance agency for that matter, be sure to Question the Coverage ❓ and again, read and/or have the policy explained to you in full detail!
You want to absolutely be sure you and every member of your family is Completely Covered, in the event of a mishap where coverage is required.
This is where a {qualified travel insurance agent}, can assist you in making the right decisions for you and your family.
If not and as an example, a simple fall resulting in a – broken hip, – could cost you dearly in a foreign country!
Cheap Travel Insurance Policies Note:
Here is a prime example that happened on one of our trips into the United States from Canada.
While traveling in our 🚌 Recreational Vehicle down south, my wife came down with an unexpected minor illness, that required medical attention.
After 2 visits to the doctor, lab tests and prescription medication, the bill came to almost 💵 $1000 in U.S. funds. If not for our travel medical insurance, this would have taken quite a bite out of our travel expenses.
This was just a minor illness and I cannot imagine what the cost would be, for something much more serious in nature!
Low Cost Travel Insurance
Today, many people like ourselves, have travel and medical coverage supplied with their chosen 💳 credit cards.
This is often a great option, but you Must Be Aware of what exactly is included and what is exempt, in your credit card insurance coverage.
If you have trouble understanding or reading the coverage, which is the case most times for many of us, get a bank representative where your card is issued from, to explain the policy to you.
I know our card has many exclusions, that one may just take for granted.
For example;
✔Do you know what the total amount of coverage in dollars is?
✔How many members of your family are included?
✔ How many travel days are included in the policy?
✔What the coverage is for any pre-existing conditions?
✔What previous medical conditions are not covered?
✔What sports and activities are allowed?
So as you can see, the travel insurance provided by your credit card company, may not be really what you think!
Again, you must read the fine print in the policy, or have it explained to you in detail.
Trip Cancellation & Interruption Insurance Policies
Trip cancellation or trip interruption is another reason you may want to consider travel insurance.
For example, let’s say you have previously paid a great deal of money up front for one of those terrific 🛳 All Inclusive Vacations .
At the last moment, you may have to cancel that trip for one reason or another.
Without this insurance, everything you have paid to that point is lost and for a typical family, it could mean thousands of dollars paid for; airfare, hotel accommodation, deposits and so forth – all gone!
With the proper {trip cancellation insurance} in place, when you purchased your vacation package in most cases, you would be fully reimbursed for what you paid.
With The Right Insurance Policy You Are Covered
The same goes for – trip interruption!
Let’s say you have a connecting flight and it’s cancelled while you are in transit for a reason that the airline would not be responsible for. Now what? 🙁
You and your family are forced to stay overnight, get a hotel, pay for extra meals, transportation and so on. With trip interruption insurance, you are taken care of, with limits of course.
The same goes for your 🧳 baggage.
Have you ever been the victim of 🧳 Lost Travel Luggage? ❓
If so, then you know how disrupting that can be for travel of any kind.
Having Loss of baggage insurance included, will take care of replacing those items you need now!
Government health plans may not cover all emergency medical expenses once you leave your home. In most cases and generally, coverage is extremely limited once you leave the country.
You can purchase your travel insurance easily from any local insurance office, or online with any one of the major insurance providers. They all offer competitive rates and excellent family all inclusive insurance packages, to suit your travel needs.
You can also choose individual; medical, trip interruption, trip cancellation and/or loss of baggage insurance.
So if you are planning that 🛳 dream cruise or taking a family vacation, be sure to include the best travel insurance possible for you and your family.
Do your homework, before selecting any of those – Cheap Travel Insurance Policies.
Insurance companies are very competitive with one another and I have discovered that the best insurance suppliers, most often are the cheapest providers any way! 🙂
Need a few more tips on Travel Insurance? ❓
Check out this {Travel Experts} post, on Travel Coverage Tips, in the ⛓ link below.
🚂 Rick Steves’ Travel Insurance Tips
✨
Cheap Travel Insurance Policies – Update 2023
Many concerns have been raised regarding your travel insurance coverage relating to the Coronavirus pandemic. It’s vital that you understand and review the small print on your travel insurance, well before travel.
Many airlines, vacation packages, cruises and so on, have introduced Covid-19 travel protection. This is great, but as one travel insurance expert recently stated;
“You still have to be clear on exactly what that coverage includes.”
For example, your local government may have a travel advisory in place for your chosen destination warning against all but essential travel.
This could very well exclude your coverage!
My wife and I traveled to Cuba for a vacation last winter. We were able to purchase a separate policy that would cover us, should one of us test positive before returning home. All for a very small extra fee and peace of mind.
One very important thing we do to maintain our overall health & wellness, is by taking a daily Probiotic and also a health supplement we’ve been taking for years now. It is an {All Natural Glutathione Supplement}. One that absorbs at a Cellular Level.
If you are interested in learning more about {Glutathione} and its health benefits, be sure to check out my article here on
🌺 Glutathione For Max Health 🌺
and my additional posts on this subject.
😎 Safe and Healthy Travels!
All personal 📸 photographs on this post are the property of gr8traveltips.com and are copyright protected. Unauthorized use is strictly prohibited. 🚫
✨ Did You Know …
“Travel Insurance Can Be Purchased At A Discount For Annual Policies To Help Save You Money.”
✈ Travel Insurance – Tips For Purchasing The Right Policy
😎 Healthy Holiday Travel Tips & Advice
🏝 Traveling Safely Abroad – Travel Advice
🙂 Don’t Forget It … Be Sure To Pin It! 🙂
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